1. Vintage Auto Insurance (Reeds Insurance Brokers)

2.  Zehr Insurance Brokers Ltd.

3.  Crosslands General Insurance  

1. Vintage Auto Insurance

Reeds Insurance Brokers
(Ask for Jason)
232 Kent Street West, Suite 5, Lindsay, Ontario • K9V 6A4
Tel: 1.800.307.7066
www.vintageautoinsurance.ca
jason.wilson@vintageautoinsurance.ca

Not all cars are created (or maintained) equally. That’s why the "Vintage Auto Insurance Program" was added to the Reeds Insurance product line.

It is specifically geared toward Antique, Classic, Hot Rod and Custom vehicles 20 years of age or older.

We know you take special care of your vehicle and we want to help you protect it for years to come.

Eligibility Requirements**

  • The vehicle is not to be used for racing, speed tests, or off-road use.
  • All operators must have a valid “G” license.
  • The vehicle is not to be used for regular transportation (i.e. taken to work, driven to shopping malls or box stores etc.) Exceptions are made for car shows, cruise nights, and other vintage car related events.
  • Vehicles containing a Nitrous Oxide System or other jet-fuel based system are strictly prohibited.
  • An appraisal is required.
**Additional conditions may apply

Vintage Coverage and Service Package
  • 2 Hour (maximum) response time
  • 24 Hour Personal Claims Service
  • Electronic paperwork option (emailed documentation)
  • Agreed Value Coverage (OPCF#19A Endorsement)
  • Spare Parts Coverage
  • $0 Deductible, Direct Compensation, Property Damage (DCPD)
  • Collision, Comprehensive
  • Accident Benefits
  • Family Protection (OPCF #44)
  • $2,000,000 Liability

Classic and Custom Insurance Rates
Here are a few of our sample rates for a premium comparison at a glance. Call Jason for updated rates.

Value         Antiques           Rods &
                  & Classics         Customs
$10,000         $120                   $184
$20,000         $178                   $292
$30,000         $236                   $400
$40,000         $294                   $508
$50,000         $352                   $616

2.  Zehr Insurance Brokers Ltd.

http://www.zehrvintagecars.com/

Do I Qualify? 
In order to qualify for our Zehr Vintage CARS Insurance program the following criteria must be met by our clients.

Driver Qualifications
  • The insured must have a “regular” use vehicle used for daily driving purposes
  • All drivers listed on the policy must be G licensed for minimum of ten (10) years
  • All drivers (combined) must not have any at fault accidents/at-fault insurance claims in the past six (6) years
  • All drivers (combined) must not have more than two (2) Not-At-Fault claims in the past six (6) years
  • All drivers can have a maximum of two (2) minor convictions or less in the past three (3) years

Vehicle Qualifications
  • Stock vehicles must be minimum of 20 years or older
  • Modified vehicles must be a minimum of 25 years or older
  • Replica vehicles only written if they are replicating an auto of pre-1950
  • Minimum vehicle appraisal value of $5000 plus tax
  • Comprehensive, authorized appraisal completed within the last 3 years
  • Vehicle must be stored in a locked garage
  • Vehicle must only be used for collector car activities including car shows, car club activities and occasional pleasure use.  Vehicles cannot be used for regular transportation, (ie shopping, vacation, business and driving to/from work)
*For vehicles 15-20 years old please refer to our office for eligibility.

**Zehr Insurance Brokers has an “Exotic & Special Interest Vehicle” program that insures specialty used 0-14 year old collectible vehicles.  Please refer to our office for eligibility.

Excluded Vehicles
Sorry, Zehr insurance cannot insure all antique vehicles including:
  • Any vehicles used for any type of racing, speed test, etc
  • Any vehicles used for towing/hauling, camping or commercial use
  • Any vehicle powered by Nitrous Oxide or Jet based fuel
  • Any vehicle with specialized “fluid” hydraullics
  • Any Japanese made vehicle less than 25 years old
  • Homemade vehicles
  • Any replica or kit car unless replicating a vehicle pre-1950

3. Crosslands General Insurance Brokers

Picture
846 Richmond Street, London, ON  N6A 3H6
Tel: 1-519-438-5416    Fax: 1-519-438-8779    Toll-Free: 1-800-461-2591
Email: Crosslands.general.ins@bellnet.ca

You can Trust (and Afford) us with your Collector Car Insurance - We have the best rates in Ontario!
A proudly Canadian Broker serving proud Canadians
Are your Insurance Rates getting Ridiculous?  Check out our rates and then phone John G. Charno at 1-800-461-2591

Who needs our Unique Collector Car Insurance Program?

Anyone who owns an antique or customized vehicle 20 years or older.

Eligibility

  • Your vehicle cannot be used for commuting back and forth to work or daily transportation.
  • We need a recent approved appraisal and photographs of your vehicle.  We accept appraisals up to two (2) years old.
  • All operators of the vehicle must have 10 years’ continuous driving experience, a clean driving record and must be a minimum of 30 years of age.
  • Your vehicle does not go to the shopping center parking lots (vehicle can be in the lot for cruise nights, etc. though).
  • Vehicle is not used for racing, off-road use or speed testing of any kind.
  • Please phone Crosslands for additional conditions of our program
What Discounts Do You Have?
  • Age Discounts
  • Conviction-Free Discounts
What Coverages I Will Have?
  • $1 million liability ($2 million available for only $10 more!)
  • Accident Benefits (increased benefits are available)
  • Direct Compensation Property Damage (DCPD)
  • Family Protection endorsement
  • Collision Deductible: $300
  • Comprehensive Deductible: $300

  • OPDF 19A Endorsement (Agreed Value) - This is Very, Very important!
  • 24-hour claims service
What Will It Cost Me Per Year?

Note: Sample premiums have maximum discounts applied. Call for your personal quote.  

Now is the time to get a fast, no-obligation quotation!